If you are one of those hardworking, honest and humble persons who watches carefully what they spend and deals with the world as you would want them to deal with you; bless you! For you are proceeding through your life and you had intended, your plan is working. In addition, if you are able to instill in your family a notion of God and the spiritual duty of all, then you are learning the lessons that you desired.
Learn about the trials of the poor, because after all I bet that the vast majority of us has lived as an extremely poor person in one of our lives. Read more.